Trade AIG
American International Group
AIG is a major global insurance company focused on commercial property-casualty, personal insurance, and life and retirement products.
Price Chart
Specifications
About AIG
American International Group underwrites commercial and personal insurance across more than 70 countries. After a government bailout during the 2008 financial crisis, AIG has spent years divesting non-core businesses and refocusing on underwriting profitability. The company's stock remains sensitive to catastrophe loss events, reserve adequacy, and investment portfolio returns. As a CFD on StoicMarkets, traders can speculate on AIG's share price in either direction without owning the underlying equity.
Key Price Drivers
- Combined ratio below 100% signals underwriting profit; quarterly changes move the stock
- Catastrophe losses from hurricanes and wildfires swing quarterly results
- Investment income on the premium float tracks interest rate changes
- Prior-year reserve adjustments (up or down) often surprise the market
Peak Trading Hours
Bank and financial services share CFDs trade during NYSE hours on StoicMarkets MT5. These stocks are sensitive to macroeconomic data released during the early part of the US session and can move sharply on Fed rate decisions.
NYSE/NASDAQ regular session (14:30-21:00 UTC)
Share CFDs follow NYSE/NASDAQ schedules and are closed on US public holidays. Bank stocks often react to pre-market economic releases (jobs data, CPI, Fed announcements) between 12:30-14:30 UTC, which can cause gap openings. Hours shift by one hour during US daylight saving time.
How to Trade AIG on StoicMarkets
Open an Account
Register for a live or demo account in minutes.
Find AIG in MT5
Open MetaTrader 5, search for AIG in Market Watch, and add it to your chart.
Place Your Trade
Set your lot size, stop loss, and take profit, then execute your order.
Key terms
Frequently Asked Questions
Do I own AIG shares when I trade AIG on StoicMarkets?
No. AIG on StoicMarkets is a CFD (Contract for Difference). You gain exposure to AIG's share price movements without purchasing or holding the underlying stock. You have no shareholder voting rights and do not receive actual dividend payments.
How do natural disasters affect AIG's stock price?
Large insured catastrophe events like hurricanes or wildfires increase AIG's claims payouts, which can reduce quarterly earnings. The market often reprices insurance stocks within hours of a major event, and the magnitude depends on AIG's net retention after reinsurance recoveries.
Is AIG still considered risky after the 2008 bailout?
AIG has substantially restructured since the financial crisis, divesting non-core operations, strengthening reserves, and reducing leverage. The company repaid its government bailout in full. While systemic risk has diminished, AIG's stock still tends to be more volatile than peers during periods of financial market stress.
What metrics should I watch before trading AIG CFDs?
Focus on the combined ratio, net premiums written growth, catastrophe loss estimates, and prior-year reserve development. Investment income trends and book value per share are also important for gauging the stock's valuation.
Start Trading AIG
Open a live account or practice risk-free on demo.
CFDs are complex instruments and carry a high risk of rapid capital loss due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.